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PayAnywhere – New Alternative For Online Businesses Accepting Credit Card Payments

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*This post is brought to you by PayAnywhere and Mommy Hot Spot as a paid sponsored post, but all opinions are expressly my own.*

I am completely honest here that I do work online daily between blogging and J9 Designs making money from both.

So these ventures have truly afforded me getting paid through electronic means from the onset.

I have, for the most part, used PayPal to get said electronic payments.

But I will admit as easy as PayPal can be in sending and receiving payments.  Most times you get charged to do both kinds of transactions, with the transaction fee being 2.9% plus 30 cents plus transaction.

It is truly a bummer to make money and yet have to still have a portion of your payment held and taken out by them, but that is the name of the game when you get paid by such means.

Recently, I was asked if I would test drive a new app, called PayAnywhere for both iTunes and GooglePlay that would allow me to receive credit card payments online with the lowest transaction rate in the industry with a 2.69% fee.

Still, you get charged, but definitely a little less then with PayPal.  But wasn’t not sure how it worked and if I would be sold on this app to be quite honest.

The thing is I am truly used to using PayPal and have used it for years (change can be hard for me), but yet I was interested in seeing how to use PayAnywhere and see if it was worth switching or at least using for some of my payments, because even though many people do use Paypal, still some (believe it or not) don’t have an account or may not have funds added to pay you, so using a credit card directly without dealing with PayPal might be an incentive to many out there when doing business with me.

Simple To Signup for PayAnywhere!

So, with this in mind, I took to setting up an account.  Believe it or not, setting up was actually fairly easy and thought at first I would have trouble, because when I looked online on my laptop at the website, it was asking for a merchant ID number and definitely knew I didn’t have one.  But then I went into the actual app on my iPad and signed up for a new account.  It took about an hour to be approved and once I was approved, I was all set to go to process my very first transaction.  

Inputting a Custom Sale

By the way, as I was reading the in app reviews, I read some complaints about not being able to login and get errors.  I will tell you I got these errors indeed in the app until I was approved and once I was indeed approved I logged in perfectly, set up a pin never to see this error message again.  So, I would advise that you wait to be approved before panicking on a similar issue.

Also, this app can be used virtually anywhere and the customer service was truly very helpful when I wanted to verify this.  I called after setting up the account to make sure that in my line of work not coming into physical contact with my customers that I would be still be able to use this service.

See my business again is online, so I would not be using a physical credit card reader (that attaches to your iPad, tablet, iPhone or Android based phone) to process orders, but just importing a custom item sale (for services rendered, such a blog designs, advertising or more).  Once I input the actual service item, then I was prompted to input the credit card information and sign for it.  Checking out a customer seriously is as easy as hitting enter to accept the payment.

Making A Sale for Your Business

Simply put, PayAnywhere lets you pay-as-you-go, with no monthly minimums or monthly fees. When you swipe, you’ll get your money faster – your funds are deposited within 1 business day into your bank account that you link up to your account when setting up the account itself.

Bottom line, will I be using this service in the future?  

Yes, I will.  Not that I will stop using Paypal, but it is definitely a worthy service to use for processing payments online if you are do perform services, such as blog designs, advertising and even if you run any sort of online business.

So, I do highly recommend this to all business owners out there who are looking for a way to process credit card payments for a very low transaction rate/fee.

Happy Selling to all!

Thank you again to Mommy Hot Spot for giving me this wonderful opportunity, too

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About Janine

Janine is a published author of the books, The Mother of All Meltdowns and Only Trollops Shave Above the Knee. She has been featured on The Huffington Post, Mamapedia, Today Parenting Team and SheKnows. She also runs her own graphic design company at J9 Designs.

Reader Interactions

Comments

    • Janine Huldie says

      I know Robin, they really get a nice cut and have been the only game on the block so to speak, but this does give us options if nothing else 🙂

    • Janine Huldie says

      My pleasure Michelle and definitely a great alternative. I will tell you I am so going to be using both now and happy to have the choice at the very least 🙂

    • Janine Huldie says

      Thanks for stopping today and will say it really is a great option for those who run online or even regular old businesses, too. So, I was truly happy to test out and get to share here with all 🙂

  4. Rosey says

    It is nice to know that alternative options do not have to be so intimidating! Thanks for sharing a new way to look at for payments.

  5. Mrs.AOK says

    I despise that Paypal gets a cut… but I get it I cannot be greedy.
    I've seen PayAnywhere advertised, it's seems like a good option for small business owners 🙂 I'm not there quite yet.
    However, something to mosdef consider for the future.
    Thanks for sharing.
    XOXO

    • Janine Huldie says

      Just happy to pass this on and hope you will be able to use this in the future soon. Thank you for reading and so happy to share, too xoxo 🙂

  6. dianeroark says

    Janine,

    In November, I went to a Christmas Show where vendors were selling everything Christmas related. It seemed like every vendor had a card reader on their IPAD or phone. They were even able to send me a receipt to my e-mail. I bet they were using Pay Anywhere.

    It was super easy to use and really handy. Thanks for the information.
    Blessings,
    Diane Roark
    My recent post Branson, MO Reviews & Tips

  7. day-with-kt.com says

    Interesting – I will have to look into this for our business. Maybe it will be cheaper than the bank that we currently go through for our CC transactions! Thanks for sharing!!!
    My recent post Learning to Let Go

    • Janine Huldie says

      So happy you could possibly use this and let me know if you do sign up and try, too 🙂

  8. Billybuc says

    Thanks for the information, Janine. I use PayPal currently but I'm always willing to look at another company.

    Have a great day, Janine.

    • Janine Huldie says

      So, have I for years with PayPal. But was happy to hear about this company and is pretty easy to use, too. So, definitely love that I can pass this on to you and others, too. Have a wonderful day again, Bill 🙂

    • Janine Huldie says

      I am hoping for you too and seriously, Emily this is so great for someone that may not use Paypal or not have funds in PayPal, because you can give your credit card directly to pay for something and no worries of anything else.

    • Janine Huldie says

      I hope you can look into this, because I know you actually have physical contact with many of your customers and could just simply slide their credit card on your iPad or iPhone or even Android based phone/device to get paid. So simple and so easy 🙂

  14. notinjersey says

    I almost reviewed this app too but felt I did not have a way to truly test it out as I don't have a business where I sell things right now. Glad you were able to test it!
    My recent post Spring Entry Décor

    • Janine Huldie says

      Sorry you couldn’t test it, but will say it it is more for the design work then the blog itself that I am using it here.

  15. gigigirl says

    Good luck with the new pay system. And good luck with your business(es). You make us proud! xxoo

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